Business Factors & Finance, a US-based payroll factoring company, presents a robust financing solution for businesses grappling with cash flow issues. With over four decades of experience, the company excels in turning unpaid invoices into immediate capital, thereby aiding business growth without accruing debt. Notable for its swift process, it promises to fund new accounts within a span of 24 to 72 business hours. The company's unique offering lies in its accounts receivable financing service, which rates the trade strength of customers, expediting credit approval and fund processing. Furthermore, Business Factors & Finance extends its services to various industries, including oil and gas, staffing, freight, seafood, and contract financing, demonstrating a broad reach and versatile expertise in the financing realm.

Porter Capital is a seasoned player in the US financial industry, offering an array of funding solutions such as invoice factoring, accounts receivable financing, and working capital loans. This firm stands out particularly for its comprehensive payroll factoring services, aimed at ensuring that staffing agencies and employee contractors meet their payment obligations promptly. Porter Capital prides itself on transparency, promising no hidden fees and same-day funding facilities, a boon for businesses in need of quick capital. Clients laud Porter Capital's professional, supportive staff and straightforward processes, which make navigating financial complexities significantly easier. This company's commitment to aiding small and medium-sized businesses manage their cash flow, coupled with its competitive factoring rates, positions it as a reliable and practical choice for businesses across various industries.

Universal Funding is a notable payroll factoring company based in the US. Their services stand out for their swift and uncomplicated funding process, with approval and funding often achieved within 24 hours. The company offers competitive rates starting as low as 0.55%, and flexible invoice credit lines ranging from $25,000 to a whopping $20 million. An appealing feature of their service is the company's commitment to handling the entire invoicing and collections process, allowing businesses to focus on growth rather than administration. Finally, their strong reputation is backed by an A+ rating from the Better Business Bureau and glowing customer reviews.

Goodman Capital Finance, based in Dallas, Texas, stands out as a reputable company in the business financing sector, focusing on providing working capital solutions nationwide. Offering specialty lending services, Goodman Capital assists businesses that generate between $10,000 and $10,000,000 per month, making them a versatile choice for varied business sizes. Their services, which include invoice factoring and asset-based lending, are designed to help businesses increase their cash flow without additional debt. The company's commitment to customer support is evident in their promise of a 24-hour approval process and a consistent emphasis on transparency, with no hidden fees. With a broad range of industries served, from apparel and consumer goods to oil field services, Goodman Capital Finance exhibits a diverse and inclusive approach to business financing.

Factor Finders is a highly reputable factoring broker based in the United States, renowned for offering an array of financial solutions to businesses. Their services range from accounts receivable factoring and invoice factoring solutions to payroll funding. Payroll funding, in particular, stands out as a unique service, providing businesses with immediate cash flow to meet their payroll obligations. Factor Finders serves a vast spectrum of industries, from transportation and manufacturing to healthcare and government, demonstrating their flexibility and versatility. With a quick and easy factoring process, Factor Finders ensures businesses get the funding they need within 24 hours, making them a reliable and efficient choice for payroll factoring.

altLINE by The Southern Bank is a standout player in the U.S. market, offering a variety of invoice factoring services tailored to meet the diverse needs of businesses. This company shines through its ability to turn unpaid invoices into working capital, providing businesses with the liquidity they need to grow. Unlike other factoring companies, altLINE's status as a bank enables it to offer more competitive rates by cutting out middlemen. The company's commitment to transparency and its robust referral program are other noteworthy highlights. With a history spanning over 86 years, a billion dollars in factored invoices, and an A+ BBB rating, altLINE has proven itself a trustworthy and reliable choice for businesses seeking to leverage their accounts receivable.

Gateway Commercial Finance, a seasoned player in the US financial sector with a 16-year track record, is gaining recognition as a premium invoice factoring company. They provide a robust solution for businesses seeking instant cash flow, offering the opportunity to sell outstanding invoices. Notably, they cater to a diverse range of industries, from telecommunications to farming, demonstrating their flexibility. Their customer-centric approach is reflected in their above-average retention rate, quick approval process, and competitive rates. In addition to these benefits, they differentiate themselves with a commitment to transparency, educating clients about invoice factoring and its costs. Overall, Gateway Commercial Finance appears to be a reliable option for businesses in need of immediate cash flow assistance.

1st Commercial Credit, a seasoned player in the financial sector, offers a robust suite of services designed to bolster businesses of varying sizes. With over two decades of experience and an impressive clientele of more than 3,600 funded entities, they specialize in accounts receivable financing, helping businesses convert credit sales into immediate cash flow. Their swift approval process and funding timeline, typically 3-5 days, stand out in an industry where speed and efficiency are paramount. They also offer a range of other financial solutions, including purchase order and trade payable financing, demonstrating versatility and adaptability to diverse business needs. However, it's their commitment to customization, offering rates ranging from 0.69% to 1.59%, that truly sets them apart, making them a viable choice for businesses seeking flexible financial solutions.

Bankers Factoring stands out among payroll factoring companies in the US with its unique employee-owned structure. Serving a wide range of industries, from agriculture to tech, this firm offers an encrypted application process for enhanced security. The company's extensive presence across the country is notable, with local offices in nearly every state, demonstrating a broad reach and commitment to localized service. Voted as one of the best factoring companies for 2022 and 2023, Bankers Factoring has established its reputation as a reliable resource for businesses seeking to transform unpaid invoices into same-day cash. Their non-recourse A/R factoring service, which assumes credit risk, further underscores their client-centered approach.

Encore Funding is a distinguished entity in the realm of staffing agency funding and growth solutions in the US. The company provides quick, secure payroll funding for agencies at all stages, from startups to established entities. Their unique approach integrates reliable payroll factoring and back-office technology with strategic guidance, helping businesses to stabilize cash flow and scale efficiently. Encore's comprehensive back-office solutions maximize efficiency by streamlining administrative tasks, while their strategic consulting leverages industry expertise and vendor connections to aid in cost reduction and recruitment improvement. With a track record of lending over $25 billion to various staffing and recruitment agencies, Encore Funding demonstrates a robust combination of experience and dedication to their clients' success.